If there is one thing that can ruin relationships, be they boyfriend – girlfriend, marriage, or family relationships, it’s fighting about money. When you’re trying to make ends meet and things get difficult, it can be easy to take it out on your loved ones. After all, you’re probably spending the money on them when you wish you could be saving it or putting it to work. Nonetheless, listed below are 3 things that can help you get on the same page with your significant other or your kids. Put these to use and you will be wealthier and happier in the long term.

#1. Get Rich
No I’m not trying to be clever by stating the obvious. The fact is that the more money you bring in the less you have to worry about basic expenses. Do your financial homework and look at ways you can maximize your income…if you and your family bring in more money you’re likely to run into fewer conflicts.

#2. Save Money
Set the expectation early on regarding what you expect to save as a percentage of your income. We recommend at least 20% savings but go with what’s realistic for you. Either way, this needs to be communicated and made clear to your loved ones so that expectations are aligned. If you don’t have the money to make a huge purchase or go on that next vacation, then don’t go.

#3. Communicate
Money is not a taboo topic. It needs to be talked about and making more of it should be encouraged. Make a point to open up the lines of communication regarding current state and desired future outcomes. Set collective goals and hold each other accountable as you work towards them. If you leverage your relationships into bringing in more income while you strive towards financial security, conflicts will come few and far between.

If you use your relationships to your advantage when it comes to making money, you’ll find that those very relationships can be the core group of your own free management team. Play to each other’s strengths, talk constructively about your struggles, and leverage your skill sets into more money for everyone.